:root{--ink:#192019;--muted:#667066;--paper:#fbfaf6;--panel:#f1efe5;--forest:#203a29;--forest2:#14271c;--gold:#b99649;--gold2:#e2c47d;--line:#ded8c9;--white:#fff;--warn:#fff7d8}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:17px/1.72 Georgia,serif;padding-bottom:0}
a{color:#2d5c3c}.wrap{width:min(1180px,92%);margin:auto}.notice{background:var(--forest2);color:#fff;text-align:center;padding:8px 10px;font:13px/1.4 Arial,sans-serif}
header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}.brand{font:800 22px/1 Arial,sans-serif;color:var(--ink);text-decoration:none;white-space:nowrap}.brand b{color:var(--gold)}
.navlinks{display:flex;align-items:center;gap:18px}.navlinks a{font:700 13px Arial,sans-serif;text-decoration:none;color:#2a372c}.navcta,.btn{display:inline-block;background:var(--gold2)!important;color:#172016!important;text-decoration:none!important;font:800 14px Arial,sans-serif!important;padding:12px 16px;border-radius:9px;border:1px solid #c7a75c}
.hero{background:linear-gradient(135deg,#f8f4e7 0%,#edf2e9 100%);border-bottom:1px solid var(--line);padding:50px 0 38px}.hero h1{max-width:900px}
.eyebrow{font:800 12px Arial,sans-serif;text-transform:uppercase;letter-spacing:1.5px;color:#8b6c27}.lede{font-size:21px;color:#435047;max-width:790px}
h1,h2,h3{font-family:Arial,sans-serif;line-height:1.17}h1{font-size:clamp(38px,5.5vw,62px);letter-spacing:-1.8px;margin:.22em 0}h2{font-size:31px;margin:1.8em 0 .55em}h3{font-size:21px;margin:1.35em 0 .45em}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:42px}.content{min-width:0;padding:28px 0 70px}.sidebar{padding:28px 0}.sticky{position:sticky;top:88px}
.card,.sourcebox,.toc,.compare{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 8px 25px rgba(20,30,20,.035)}
.disclosure{font:14px/1.55 Arial,sans-serif;background:var(--warn);border-left:4px solid var(--gold);padding:14px 16px;margin:20px 0}.cta{background:var(--forest);color:#fff;border-radius:16px;padding:24px;margin:28px 0}.cta h2,.cta h3{color:#fff;margin-top:0}.cta p{color:#e9efe9}.cta small{display:block;color:#dce5dd;font:12px/1.5 Arial,sans-serif;margin-top:10px}.cta .btn{margin-top:5px}
.sidebar .cta{margin:0}.sidebar .cta ul{padding-left:20px}.sidebar .cta li{margin:.45em 0}.breadcrumbs{font:13px Arial,sans-serif;color:#69736b;padding-top:18px}.breadcrumbs a{text-decoration:none}
.toc{background:var(--panel);margin:22px 0}.toc a{text-decoration:none;margin-right:10px}.fact{border-left:3px solid var(--forest);padding:2px 0 2px 18px;margin:24px 0}.note{background:#f4f6f2;border-radius:12px;padding:18px}.gridcards{display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:16px}.gridcards .card h3{margin-top:.25em}.gridcards .card a{text-decoration:none}
table{width:100%;border-collapse:collapse;margin:24px 0;font-size:16px}th,td{padding:12px;border:1px solid var(--line);text-align:left;vertical-align:top}th{font-family:Arial,sans-serif;background:var(--panel)}
footer{background:var(--forest2);color:#e8efe9;padding:46px 0 90px;font:14px/1.65 Arial,sans-serif}footer a{color:#e8efe9}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.mobile-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:90;background:#fff;border-top:1px solid var(--line);padding:9px 12px;text-align:center}.mobile-cta .btn{width:min(520px,96%)}
.popup{display:none;position:fixed;inset:0;background:rgba(8,15,10,.83);z-index:200;align-items:center;justify-content:center;padding:20px}.popup.show{display:flex}.pop{width:min(760px,96%);background:#faf7ea;border-radius:22px;padding:34px;position:relative}.close{position:absolute;right:14px;top:8px;border:0;background:none;font-size:30px;cursor:pointer}.coin{width:180px;height:180px;border-radius:50%;margin:auto;display:grid;place-items:center;text-align:center;background:radial-gradient(circle at 35% 30%,#f7de94,#b68d36 58%,#765519);border:7px double #f5e4ad;color:#352606;font:900 27px Arial}.popgrid{display:grid;grid-template-columns:210px 1fr;gap:28px;align-items:center}
@media(max-width:900px){.layout{grid-template-columns:1fr}.sidebar{padding-top:0}.sticky{position:static}.navlinks a:not(.navcta){display:none}.navcta{display:none}.mobile-cta{display:block}.popgrid,.foot{grid-template-columns:1fr}.coin{width:130px;height:130px;font-size:21px}body{padding-bottom:64px}.hero{padding-top:34px}h1{letter-spacing:-1px}}